You earned the VA home loan benefit: zero down payment, no monthly mortgage insurance, and rates that regularly beat conventional pricing. Florida is home to 1.5 million veterans — we close VA loans from Pensacola to Key West.
NMLS #1828502A valid Certificate of Eligibility (COE), sufficient service history, credit and income our underwriters can document, and the home as your primary residence. Florida follows standard VA county loan limits — with full entitlement, there's no cap in most cases.
Yes — 0% down is the design of the program, with no monthly mortgage insurance, for eligible veterans, service members, and surviving spouses with full entitlement.
Yes — borrowers receiving VA disability compensation (or eligible survivors) are exempt from the funding fee. That can save 1.25-3.3% of the loan amount.
A licensed originator will reach out within one business day.