Standard Florida Mortgage

Mortgage Broker in Boynton Beach, FL

Offices at 1500 Gateway Blvd, Suite 220 — minutes from Boynton Beach Blvd. We're the local broker who answers the phone, shops multiple lenders for your rate, and closes purchase, refinance, HELOC and reverse loans across Palm Beach County.

NMLS #1828502

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Why work with a local Boynton Beach broker?

We know Palm Beach County appraisers, HOAs, and condo associations — the things that stall out-of-town lenders.
We shop multiple wholesale lenders instead of offering one bank's rate sheet.
Pre-approval in 24 hours so your offer competes with cash buyers.
You talk to the same licensed originator from application to closing — no call center handoffs.
Bilingual service: English and Spanish loan consultation available.

Loans we close in Palm Beach County

Purchase loans — first-time buyers through jumbo
FHA, VA, and USDA government-backed loans
Conventional refinancing and cash-out refinance
HELOC and home equity loans
Reverse mortgages for homeowners 62+
Investment property and DSCR loans
Doctor/physician loans up to $2M with no MI

Boynton Beach + all of Palm Beach County

Boynton Beach, Delray Beach, Lake Worth, Boynton Beach inland communities
West Palm Beach, Palm Beach Gardens, Jupiter, Wellington
Boca Raton, Highland Beach, Gulf Stream
And every other city in Florida — we lend statewide.

Frequently Asked Questions

How do I find a good mortgage broker in Boynton Beach?

Check NMLS licensing first — search the company and loan originator at nmlsconsumeraccess.org. Then look for a local office, published rates, and someone who answers the phone. Standard Florida Mortgage is AE Rinehart Group DBA Standard Florida Mortgage, NMLS #1828502, at 1500 Gateway Blvd Ste 220, Boynton Beach FL 33426.

What does a mortgage broker do that a bank doesn't?

A broker shops your loan across multiple wholesale lenders to find the best rate and program fit, while a bank offers only its own products. Brokers also handle the paperwork and coordinate with realtors, title companies, and appraisers.

How much does a mortgage broker cost in Florida?

Broker compensation is typically paid by the lender, not the borrower, on most loans. Your Loan Estimate shows all costs upfront before you commit to anything.

See What You Qualify For

No credit pull to start. A licensed originator responds within one business day.

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