You spent a decade training. Banks see student debt and say no; physician loan programs see an earning curve and say yes. 0-5% down, no mortgage insurance, loan amounts to $2,000,000 — for Florida MDs, DOs, DDS, DMDs, residents, and fellows.
NMLS #1828502Generally MDs, DOs, dentists (DDS/DMD), podiatrists, and veterinarians — including residents and fellows with contracts. Most programs require a 680+ credit score and the home to be a primary residence.
Doctor loans allow 0-5% down with no mortgage insurance up to $2M and flexible treatment of student loan debt. Conventional loans charge MI below 20% down and count student loans against you fully.
Yes — residents and fellows with an employment contract or offer letter qualify with several of our lending partners. You can close before your first paycheck.
A licensed originator will reach out within one business day.