Boca Raton price points demand more than a starter-loan lender: jumbo loans, condo buildings with warrantability questions, physician buyers relocating for Boca's medical corridor. We handle all of it, locally, from our Boynton Beach office 15 minutes up I-95.
Physicians and dentists — doctor loans to $2M, no mortgage insurance, closed before your first paycheck
Jumbo buyers above conforming limits — pricing that competes with private banks
Condo buyers in Boca towers — we pre-clear warrantability before you fall in love with a unit
Refinancers cashing out Boca appreciation for investment or renovation
Snowbirds and relocating families buying second homes in Palm Beach County
Why Boca buyers use a broker
Banks pitch one rate sheet. We shop several wholesale lenders for yours.
Jumbo pricing is competitive — a quarter point on a $1.5M loan is real money.
Out-of-state buyers get Florida-specific guidance on homesteading, insurance, and closing timelines.
NMLS #1828502. Licensed in Florida. Local office in Boynton Beach.
Frequently Asked Questions
What is the jumbo loan limit in Florida?
Conforming limits change annually by county — check the FHFA table for the current year. Above that limit you're in jumbo territory, which we broker regularly for Boca Raton buyers. Call us for today's jumbo pricing.
Do doctors really get mortgages with no money down?
Physician mortgage programs allow 0-5% down with no mortgage insurance up to $2M for qualifying MDs, DOs, DDS, DMDs, and some other high-income professionals. Credit score minimums usually start at 680-700.
Can you close a loan if I'm relocating to Boca for work?
Yes — offer letters are accepted for pre-approval in most physician and professional relocation scenarios. We close before your first paycheck when the file supports it.
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