Terms of Service

Effective Date: August 12, 2026

Acceptance of Terms

By accessing our website and using our services, you agree to these Terms of Service. If you do not agree, please do not use our services.

Services

Standard Florida Mortgage provides mortgage lending services including home purchase loans, refinancing, and mortgage consulting. AE Rinehart Group LLC dba Standard Florida Mortgage, NMLS #1828502.

SMS Text Messaging Terms

If you opt in to receive text messages from us, you agree to the following:

- You will receive recurring automated SMS/MMS messages at the phone number you provided.

- Message frequency varies based on your engagement and application status.

- Message and data rates may apply.

- You may opt out at any time by replying STOP to any message.

- For help, reply HELP to any message.

- We will not sell or share your mobile number with third parties for marketing purposes.

Loan Applications

All loan applications are subject to credit approval, income verification, and underwriting guidelines. Rates and terms are subject to change without notice.

Limitation of Liability

Standard Florida Mortgage is not liable for any indirect, incidental, or consequential damages arising from the use of our services or website.

Contact Us

Phone: 754-247-3930
Email: info@sfmfl.com
NMLS #1828502