Privacy Policy

Last updated: September 24, 2026

Information We Collect

Standard Florida Mortgage ("SFM," "we," "us") collects information you provide directly to us and through your use of our website:

SMS Text Messaging & Consent

Consumers contact Standard Florida Mortgage first. Consumers may opt in by texting the keyword YES to the Standard Florida Mortgage texting number identified on our website or marketing material, by giving express verbal consent during a consumer-initiated conversation for informational and transactional texts, or by selecting an optional, unchecked SMS consent box on our contact form. Our Terms & Conditions and Privacy Policy are displayed at the point of opt-in. Providing a phone number or making an inquiry alone does not authorize recurring or promotional texts.

We do not send consent requests by text to consumers who have not already initiated contact or opted in. Consent is optional and is not a condition of purchase, applying for a loan, or receiving services.

Informational and transactional messages: responses to consumer questions, application status updates, and scheduling. Promotional messages: rate alerts, offers, and program announcements are sent only with separate, express written promotional SMS consent. Informational consent does not enroll you in promotional messages.

Message frequency varies. Message and data rates may apply. After opt-in, the confirmation identifies Standard Florida Mortgage and includes message frequency, rates, and STOP/HELP instructions.

Confirmation message: “Standard Florida Mortgage: You are opted in to the text messages you requested. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Support: standardfloridamortgage.com or info@sfmfl.com.”

Opt out: Text STOP at any time to end all ongoing messages immediately, including informational, transactional, and promotional messages. One final opt-out confirmation may be sent; no further program messages are sent unless you opt in again.

Help: Reply HELP, visit our contact page, email info@sfmfl.com, or call (561) 440-2483. Support information is also provided with our posted website and marketing material. Carriers are not liable for delayed or undelivered messages.

Mobile information and SMS consent: We do not sell, rent, or share mobile information with third parties or affiliates for marketing or promotional purposes. SMS opt-in data and consent are not shared with third parties for their own purposes. Service providers may process mobile information only as needed to deliver our messaging service, under confidentiality obligations.

How We Use Your Information

We do not sell your personal information.

How We Share Information

We share information only as necessary to serve you or as law requires: with credit bureaus and verification services (as needed for applications), with settlement agents, appraisers, and insurers involved in your transaction, with regulators, and with service providers bound by confidentiality obligations.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure; we cannot guarantee absolute security.

Data Retention

We retain application and loan records for the periods required by federal and state regulations. Inquiry information is retained only as long as needed for follow-up or as law requires.

Your Choices

Children's Privacy

Our services are directed to adults seeking mortgage services. We do not knowingly collect information from anyone under 18.

Contact Us

Standard Florida Mortgage
Phone: (561) 440-2483
Email: info@sfmfl.com
Website: standardfloridamortgage.com