Florida Mortgage Experts

Foreign National Mortgage Loans in Florida

Buying Florida real estate from abroad? No US credit history, no W-2s? We have loan programs specifically for international buyers.

Who is this for?

Foreign national loans are for non-US citizens who want to buy Florida property — for investment, a second home, or a future primary residence. You don't need a Social Security number, US credit history, or US income documentation.

How it works

  • 25-30% down payment — depending on property type and loan amount
  • No US credit history required — we use international credit reports or alternative documentation
  • Income verified through international documents — bank statements, employer letters, or tax returns from your home country
  • Property types: primary (future), second home, or investment
  • ITIN accepted — Individual Taxpayer Identification Number works in place of SSN
  • Bilingual service available — Se habla español

Popular with buyers from

  • Latin America (Colombia, Venezuela, Brazil, Argentina, Mexico)
  • Europe (UK, Germany, France, Spain)
  • Canada
  • Caribbean (Bahamas, Dominican Republic, Jamaica)

Talk to a Florida loan expert today

Pre-approval in as little as 24 hours. Real people answer the phone.

Start Your Application  (754) 247-3930

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